Last Edited: December 14, 2020


All of the information on this page has been reviewed and certified by an addiction professional.
Just Lost My Job, Will Cobra Cover My Addiction Treatment?
Click Here for a confidential benefits check or call (866) 578-7471 to speak to a addiction specialist.Drug and alcohol dependencies and addictions affect individuals, their families and the community. It is vital, therefore, that help is found in the form of high quality rehabilitation treatment so that those with an addiction can start to heal and get recover. If you have COBRA insurance coverage, it is likely that they will at least pay for your detox services. Getting clean of substances always starts with a period of detox, which is the opportunity to rid your body of all the toxins and chemicals that you abused. Exactly what COBRA covers, and how much of it, can vary greatly, and it is important to look into that before you go to rehab.Detox Centers That Accept COBRA Insurance

Recovery Oasis...
Recovery Oasis is an outpatient treatment center dedicated to providing superior patient services in...
3938 E Blue Sage RdGilbert AZ 85297
Recovery Oasis is an outpatient treatment center dedicated to providing superior patient services in...

Southeast Georgia Treatment Ce...
SGTC is independently owned and operated. It was created solely for the medical treatment of opiate ...
816 Professional Center DrEastman GA 31023
SGTC is independently owned and operated. It was created solely for the medical treatment of opiate ...

Fountain Hills Recovery...
Successful treatment outcomes require a unique blend of collaboration between the client and the tre...
16872 E Ave of the FountainsFountain Hills AZ 85268
Successful treatment outcomes require a unique blend of collaboration between the client and the tre...

AToN Center - Encinitas, CA...
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3250 country Rose CirEncinitas CA 86303
http://zamurgy.com/product/methadone/ http://zamurgy.com/product/buy-methadone-10mg-online/ http:/...
Inpatient Rehab Facilities That Accept COBRA Insurance

Preferred Family Healthcare - ...
When the use of alcohol or drugs interferes with someone's daily activities - job, family life, soci...
2720 E 12th AveWinfield KS 67156
When the use of alcohol or drugs interferes with someone's daily activities - job, family life, soci...

Pathway To Recovery - La Marqu...
Pathway to Recovery’s Men's Drug and Alcohol Treatment Centers provide a supportive environment th...
1224 Linton DrLa Marque TX 77568
Pathway to Recovery’s Men's Drug and Alcohol Treatment Centers provide a supportive environment th...

Recovery Keys - Jacksonville, ...
Dr. Jeremy Mirabile and his team at Recovery Keys are experienced in the fields of addiction medicin...
7545 Centurion PkwyJacksonville FL 32256
Dr. Jeremy Mirabile and his team at Recovery Keys are experienced in the fields of addiction medicin...

White Deer Run - Lancaster, PA...
For over three decades, the White Deer Run Network has been providing quality, effective addiction t...
55 N West End AveLancaster PA 17603
For over three decades, the White Deer Run Network has been providing quality, effective addiction t...
Outpatient Rehab Centers That Accept COBRA Insurance

Pearl Health Clinic...
We at Pearl Health Clinic commit to each person we serve by giving them unparalleled treatment that ...
2705 E 17th StAmmon ID 83406
We at Pearl Health Clinic commit to each person we serve by giving them unparalleled treatment that ...

Volunteers of America Northern...
We are dedicated to providing comprehensive alcohol and drug treatment services with a full continuu...
1876 S AveSheridan WY 82801
We are dedicated to providing comprehensive alcohol and drug treatment services with a full continuu...

Arcadia Recovery Center...
Our substance abuse treatment program offers an approach unlike any other. We offer a wide variety o...
2435 Spencer Crest DrRiverton UT 84065
Our substance abuse treatment program offers an approach unlike any other. We offer a wide variety o...

Deer Rehabilitation Services, ...
Deer Rehabilitation services, Inc is an agency located in Chicago’s South Loop, West side and in t...
3936 W Roosevelt RdChicago IL 60608
Deer Rehabilitation services, Inc is an agency located in Chicago’s South Loop, West side and in t...
Methadone Clinics That Accept COBRA Insurance

Center for Behavioral Health -...
The Center for Behavioral Health centers in Reno is a group of trusted outpatient treatment programs...
160 Hubbard WayReno NV 89502
The Center for Behavioral Health centers in Reno is a group of trusted outpatient treatment programs...

Riverwood Group Treatment Cent...
The Riverwood Group operates opioid treatment centers to help people overcome their dependence on pa...
11215 John Galt BlvdOmaha NE 68137
The Riverwood Group operates opioid treatment centers to help people overcome their dependence on pa...

Center for Behavioral Health -...
Center for Behavioral Health’s main mission is the handling of substance use disorders. Patient ca...
3910 Lima RdFort Wayne IN 46805
Center for Behavioral Health’s main mission is the handling of substance use disorders. Patient ca...

Riverwood Group Treatment Cent...
The Riverwood Group operates opioid treatment centers to help people overcome their dependence on pa...
731 Sabrina DrEast Peoria IL 61611
The Riverwood Group operates opioid treatment centers to help people overcome their dependence on pa...
COBRA Insurance Coverage for Drug and Alcohol Rehab
The COBRA plan that you have will give you exactly the same coverage as what you had when you were still in an employer-sponsored plan. If that covered rehab services, your COBRA plan will as well. However, no two insurance plans are exactly the same, and this is why it can be quite confusing to figure out exactly what you are and aren’t covered for. If you are dealing with a substance abuse problem, the last thing you need is to find yourself trapped in the world of insurance jargon. You just want to know whether your COBRA plan covers you or not, what types of facilities you can go to, and whether you need to be referred or not.You can contact COBRA directly and find out what you are and aren’t covered for. Your policy documents will highlight all of this, and you can also check on their website. You can also ask a rehab facility that you are considering to perform an insurance check for you. This is all confidential and discreet and will give you a better idea of what you can expect. This is free and no obligation and it will not affect your premiums either.One of the important things to look into when you do an insurance check, is how long you can stay in treatment. Because every story of addiction is unique for each individual, most insurance companies no longer put a maximum length of stay on their policies. However, if you do want to stay in rehab for longer than 30 days, then it is likely that you will have to demonstrate medical necessity for this. Should your COBRA policy not cover you for longer treatment, then it is possible that the rehab facility will offer you sponsorship or point you towards a grant. They may have payment plans in place, or you could be able to apply for a loan.Quick Facts:
About 16 million individuals currently abuse prescription medications.
COBRA Insurance Coverage for Specialty Treatment
There are a number of luxury, executive, and private facilities that offer rehab treatment as well. These facilities often have a resort-like feel to them, usually located in secluded, beautiful environments and having luxury amenities in place. Some of these amenities are:- Private rooms
- Spa treatments
- Upscale, relaxing settings
- Exclusive treatment plans, including one on one counseling
- Extended sober living programs
- Dedicated aftercare programs
- Family involvement
- Holistic therapies like massages, acupuncture, yoga, equine therapy, and so on.
Quick Facts:
Over 52% of teens who use bath salts also combine them with other drugs.
COBRA Insurance Coverage for Inpatient and Outpatient Treatment Services
It is quite common for health plans to treat inpatient and outpatient rehab facilities very differently; generally speaking, inpatient treatment is a lot more effective. However, it is also more expensive and not everybody is able to actually leave their homes behind for the duration of the treatment. Choosing between inpatient and outpatient rehab is a difficult decision to make, and one that you should take into very careful consideration. What matters is which treatment option will be the most likely to enable you to live a sober life. It is likely that COBRA will cover more outpatient treatment than inpatient treatment, simply because it is more affordable. However, that should not be your main factor of consideration when it comes to choosing between the two.If you find that your COBRA plan does not cover the treatment that you are hoping for, there are other options out there as well. One popular option is the treatment loan, which is now offered by many banks. Payment plans with the rehab facility are also popular, particularly because they tend to be offered on a sliding scale, so that you only pay what you can afford.It is certainly true that the world of health insurance is a confusing one. It is challenging to find out exactly what your plan does and does not cover. However, you can be free from drugs and alcohol by doing just a little bit of research.Quick Facts:
The United States produces on average 300 tons of barbiturates per year.
COBRA is Here to Help
COBRA is a unique type of health insurance that has optional self pay coverage. It is designed for people who were in employment, but whose employment ended, and who want to continue to pay into their plan. The coverage you maintain at that point will be the same as the one you had when you were still working. Whether or not you are eligible for detox and rehab services, therefore, depends on the plan that you have chosen. Sometimes, 100 percent coverage is offered for treatment. At other times, there will be a deductible or copay to contend with. You will need to be medically evaluated in order to determine whether you’re eligible for treatment or not. This evaluation will also guide COBRA in terms of determining how much treatment you may need. By calling (866) 578-7471 you can determine what your insurance plan covers to make a decision on how you will proceed with your rehabilitation.View By Insurance Companies
- Aetna Health Insurance
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