Health Partners Health Insurance Coverage for Alcohol and Drug Rehab
Your partner in recovery.
Working out how you could pay for treatment in a drug or alcohol rehab center can be a stressful experience. However, thanks to the 2010 Affordable Care Act, you no longer have to cover these costs by yourself. If you have an insurance policy with Health Partners Health Insurance, your out of pocket costs could be minimized.
The Affordable Care Act has determined that addiction is a mental health condition and should be covered as such. Exactly how different insurance companies do that is down to their own discretion and assessments. Unfortunately, Health Partners Health Insurance has one of the most complex methods of making this assessment, even stating on their own website that they do not directly cover the cost of substance abuse treatment. Rather, they work together with other organizations to cover this treatment, and each of these organizations once again has their own rules and regulations. By calling (866) 578-7471 you can determine what your insurance plan covers to make a decision on how you will proceed with your rehabilitation.
About 16 million individuals currently abuse prescription medications
If you have a Health Partners Health Insurance Policy, your first step should be to find a rehab center that accepts this type of insurance. That center will be able to tell you what the cost of your treatment is going to be and they will also tell you when this has to be paid for. Do also make sure that you are informed if there are any changes in your treatment along the way so you can check your coverage.
Generally speaking, treatment centers that accept Health Partners Health Insurance will complete an insurance check for you. This means that they will communicate with your insurance company on your behalf to determine how much you will have to pay yourself. This is very important as it means that no miscommunication is likely to take place, thereby further reducing your stress level and enabling you to focus on your recovery.
Struggling with an addiction to cocaine, methamphetamine, opiate, or alcohol is a very difficult situation to be in. Fortunately, helpful personnel and treatment programs are out there to help you recover. These include holistic treatment programs, pharmaceutical therapies, and behavioral therapies. Put together, this will give you the coping skills that you need in order to finally achieve sobriety and maintain it as well.
Maintaining sobriety is mainly down to strong aftercare. Good facilities offer a range of different treatment options, including inpatient and outpatient care that enable you to require less and less intensive support as you go on. However, the starting point of you beating your addiction has to be a period of detox. This should be medically managed because dealing with the withdrawal symptoms is incredibly uncomfortable and sometimes downright dangerous. Without the support of a strong medical team, it is far too likely that you will end up relapsing and giving in to temptation.
Over 80% of people believe that prescription drug use will only continue to grow.
Health Partners Health Insurance does not directly cover treatment for mental health or drug and alcohol addiction. They cover people in five specific counties and work together with agencies within those counties in order to ensure that people can receive treatment.
These counties are:
Opiate-based drug abuse contributes to over 17,000 deaths each year.
Health Partners Health Insurance is an extremely complex insurance provider. What matters is that there is help out there for you and that you must be covered to some degree thanks to the provisions made in the Affordable Care Act. It is likely that your insurance policy will not cover 100 percent of your treatment. However, this should not stop you from getting the treatment that you need. There are various systems in place, including treatment loans or payment arrangements with the center you want to go to, that will enable you to pay for whatever your insurance company does not cover.