Guide to ConnectiCare Health Insurance Coverage for Addiction Treatment

Last Edited: December 29, 2023

Author
Claudia Rose
About

Clinically Reviewed
Mark Frey, LPCC, LICDC, NCC
About

All of the information on this page has been reviewed and certified by an addiction professional.

ConnectiCare Health Insurance Coverage for Addiction Treatment Centers

Click Here for a confidential benefits check or call (866) 578-7471 to speak to a addiction specialist.

Under the Affordable Care Act of 2010, people who have an addiction now have an opportunity to get the help that they need to turn their life around. The Act states that all insurance companies have to provide some degree of coverage for drug and alcohol rehab. Just how much they cover will vary depending on the insurance company and the plan people sign up to. ConnectiCare Health Insurance is one company that always looks out for the best interests of their clients, helping to determine what the best options are for them. They are committed to providing coverage for drug and alcohol treatment so that people can get back on track.

Not all insurance plans will give you the same level of treatment. In 2014, some 772,000 individuals received treatment for an addiction to prescription painkillers. Exactly how they received this treatment varied greatly. Once you are ready to make the most difficult decision of your life – admitting you have a problem and need help – insurance companies will be there for you to help increase your chance of success. Some plans will cover you in full, while others only provide partial coverage. Some cover medical assistance, such as naltrexone or subutex; others cover faith based inpatient rehab facilities; others still cover acute detox and so on. There are also plans that provide different levels of coverage depending on the specific addiction, for instance heroin or alcohol.

How Can ConnectiCare Help Me With My Addiction?

ConnectiCare is a health insurance company that was founded in 1981. They are currently the fifth largest provider in the country. Their goal is to make sure that people within Connecticut can have the best possible health by using affordable health care services and medicine. The company providers people with health insurance that can cover the cost of drug and alcohol treatment as well, which means people can get the help that they both need and deserve.

Addiction can ruin lives and communities. There are many reasons why people become addicted. Some use it to escape the problems in their lives, others mistakenly use a highly addictive product, while others have addictive personalities and therefore a predisposition to it, and more. Understanding the reason and cause of addiction is not as important as getting the help required through a professional rehab service. ConnectiCare understands this and wants to provide help by covering at least some of the costs associated with going to rehab.

ConnectiCare Can Help with Your Rehab Needs

It is incredibly hard to admit to yourself that you have a problem with drugs or alcohol. Once you get to that point, you then have to face the battle of trying to find out whether or not you are covered by your health insurance. ConnectiCare understands how difficult all these factors are, and they want to ensure that people are covered for the type of treatment that will enable them to get their life back on track. They become heavily involved in helping you find the best possible treatment option, and this involvement is critical in helping people to recover.

There are many different options to choose from in the world of drug treatment, all of which are designed to help improve the likelihood of being successful. Some of the services you may need include medical detox, outpatient or inpatient rehab, aftercare and more. How much of that will be covered by ConnectiCare will depend on your specific plan and coverage.

It is also possible that you don’t need treatment for yourself but rather for your teenager. In 2014, some 12,000 adolescents were able to get treatment for a drug addiction with the help of their parents who refused to let their children spiral down into a life of serious addiction. Through ConnectiCare, some of this treatment was partially covered and some even in full.

According to the American Society of Addiction Medicine, addiction is not a choice but rather a disease. By law, health insurance companies have to treat people who have a substance abuse problem like those with any other disease, such as lupus or cancer. ConnectiCare believes in total health, which means they have no problem in providing the coverage people need. Using cocaine, alcohol, heroin and so on, or abusing prescription painkillers or alcohol, will negatively affect a person’s health. This impact will become increasingly strong the longer someone is trapped in the cycle of abuse. There are also associated mental health issues, and people may choose to use substances as a way to self-medicate or deal with trauma they have experienced in the past.

Under all ConnectiCare coverage plans, there are some customary aspects of treatment, although the plans do vary from each other. They will always cover a professional assessment of treatment needs, which will help you to determine where you should receive treatment, and what that treatment will include. ConnectiCare uses this assessment to determine which elements of your treatment they should cover the most so as to help you recover. They also provide you with access to a crisis helpline so that you can make the right life decisions. Some plans also cover detox, although this will depend on the type of addiction you are struggling with. ConnectiCare health insurance plans will also always cover both partial hospitalization and intensive outpatient treatment.

Why Is It Important to Get Help?

If someone has an addiction, it is all but impossible for them to turn their lives around without getting professional help. People who are not supervised are likely to need rehab as well. Furthermore, it can literally be lethal to detox from certain substances without medical assistance. To be able to become a productive member of society again, people with an addiction must be provided with the rehabilitative care they require, which includes medical attention and counseling, and this should be provided in a safe, professional environment.

If you have a problem with substance abuse and you are ready to regain control over your life, make sure you contact ConnectiCare as soon as possible to get the ball rolling. By calling (866) 578-7471 you can determine what your insurance plan covers to make a decision on how you will proceed with your rehabilitation.