Coventry Health Insurance Coverage for Alcohol and Drug Rehab
Find the courage to get clean.
Find the courage to get clean.
It can be very frightening to seek professional help for harmful behaviors like drug addiction or alcoholism. For those suffering from an addiction, deciding to get help is often the most difficult decision they will ever make. It doesn’t matter whether you are seeking help for yourself or someone you care about, you will have a difficult struggle ahead of you.
To add to this mixture of anxiety, confusion and fear, you may be confused and worried about whether or not your insurance company will pay for the cost of rehab and if they do, how much of it and what they will cover specifically. The price of drug and alcohol treatment is rising exponentially and, without help from your insurance company, you may struggle to afford the costs.
People who have a policy with Coventry Health Care frequently wonder whether treatment is covered. They also wonder whether there are any approved rehabilitation centers that they can go to or whether there are any that can meet their individual needs. The company does indeed cover alcohol and drug addiction treatment. However, just what they cover, for how long, and to what amount will depend on a variety of factors.
The range of coverage the company offers range from partial to inclusive. There are situations in which they cover 100 percent of the treatment. Sometimes, they will only cover 80 percent, meaning you have to come up with the rest of the money. There are also situations where they cover far less, and you have to pay a lot more. It all depends on your specific plan and the type of coverage associated with it.
Because the world of health insurance is complex to navigate, it is recommended to speak to a rehab facility that you are considering for help. They will have trained admission coordinators on call that can help you figure out what you will and will not be covered for. This will inform you of just how much you will be out of pocket yourself, giving you the opportunity to think about where you can get that money from. By calling (866) 578-7471 you can determine what your insurance plan covers to make a decision on how you will proceed with your rehabilitation.
45% of drug overdoses are attributed to prescription drug abuse.
Since drug rehab treatment can last for anything from a few days to more than a year, a lot of people also wonder whether there is a time limit in terms of the treatment Coventry Health Care will cover. There is no easy answer to this questions. In some cases, the company only covers detox. In other cases, they cover inpatient drug rehab treatment, even if it lasts for three months or more. Others just focus on specific elements of aftercare, which you may need for many more years after leaving rehab. Speaking to an admissions coordinator at your chosen rehab facility is probably the best way forward, as they will be able to determine what is available for you, what you need, and how much of that is covered.
Inpatient or Outpatient Treatment?
If you have ever looked into drug or alcohol rehab treatment, you will be aware of the fact that there are both inpatient and outpatient treatment services. Most people who think of rehab picture inpatient treatment in their minds. Outpatient treatment is also possible and intensive outpatient treatment is particularly popular. This is because people still receive an intensive level of treatment, only with the ability to return home at the end of the day and thereby meet their personal obligations.
Coventry Health Care, depending on your policy, covers both inpatient and outpatient rehab. Exactly what is covered under your policy for drug treatment varies depending on your policy. This is why it is so important to contact the insurance company to find out what they will pay for before you enroll. You can also speak to the professionals at the facility and ask them for advice.
Over 8.5 Million American citizens have ever abused crack cocaine.
Treatment for drug and alcohol abuse is not cheap. Insurance companies like Coventry Health Insurance do cover at least part of the treatment, but they often don’t pay for all of it. Luckily, there are other options out there for you as well:
Nearly 50% of all emergency room admissions from poisonings are attributed to drug abuse or misuse..
Rehab facilities understand how difficult treatment actually is. Some even have staff who are in recovery themselves, understanding like no other what their patients are going through. They are the inspirational success stories that people want to see, and they are there to make sure people get the help that they need. This is why, besides contacting Coventry Health Insurance directly if you have a policy with them, you should also speak to your chosen rehab facility, as they may be able to complete an insurance check for you.
Verifying Your Coventry Health Insurance Plan
If you currently have a Coventry Health Insurance policy and you require treatment for a drug or alcohol addiction, you need to figure out whether not you are covered and, if so, for how much. Admissions counselors at your chosen rehab facility will be very happy to hear that. You can also contact your insurance company directly, which can be a time saving effort because you won’t have to wait while a middleman tries to figure everything out. While complex and a significant hurdle block that people don’t really want to face because their decision to get help was difficult enough, they are just one big step away from making the right move that will get them back on track.