Allied Benefit Systems Coverage for Alcohol and Drug Rehab


Substance Abuse Rehab, Alcohol and Drug Rehab, Treatment Center, Drug and Alcohol Detox

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Addiction is an illness that destroys lives, and it also hurts the friends and family of the addict. It is notoriously difficult to treat, and oftentimes the underlying problems that cause it never really go away. If you or someone you know is struggling with an addiction to drugs or alcohol, you probably have already experienced some of the harm that this disease can cause.

Do not despair. There is still hope for a normal life. A substance abuse rehab program is available to you through your Allied Benefit Systems Coverage. Learn about these resources and what you should do to get started with recovery.

The first step in recovery is identifying the addiction and admitting that help is needed. Chances are good that you have already considered that there may be a problem. Perhaps you are ready to acknowledge that you are in trouble, or maybe you are looking for a way to help someone that you care about face some facts. While an addiction will often take over the life of the victim and destroy relationships, not all addictions are exactly the same. Spotting the signs of addiction requires some discernment.

Symptoms may include:

  • The addict cannot stop drinking alcohol or using the substance
  • The addict experiences physical cravings for the substance or intense urges
  • Small amounts of the substance are hidden in stashes for later use
  • This person starts failing to meet responsibilities
  • Conflicts with law enforcement officers
  • Continuous use even after the activity has become physically dangerous such as when driving
  • Damage to personal relationships as a result of using drugs or alcohol
  • Lack of interest in hobbies or pastimes
  • Dedicating time and effort to seeking the substance
  • Engaging in risky activity to obtain the substance
  • Inability to function normally on a job
  • Losing friendships, damage to marriage, or loss of work
  • Damaged personal finances
  • Diminishing physical health

The biggest give away that a person is addicted are the excuses that are made for hurtful behavior. Any single one of these symptoms can be explained away at any given time. Even a person without an addiction could just as easily experience a few of these same things.

It is when you take a step back and consider the situation as a whole that it becomes clear there is an addiction at work. Typically, an addict lacks the strength to simply change destructive behavior through sheer force of will alone. Professional help is necessary.

Does Allied Benefit Systems Cover Drug and Alcohol Detox?

Allied Benefits treatment for drug and alcohol abuse often includes inpatient and outpatient care. It takes time for an addict to develop the skills necessary to take back control of life. Therapy is one of the primary tools used to beat an addiction, but some patients require prescription medications and more unique medical care. The longer the addict is in recovery, the more expensive the treatment program becomes.

As you can imagine, the cost substance abuse rehab can be overwhelming. You may be tempted to avoid seeking treatment because of financial considerations, but this is a serious mistake. Your Allied b benefit systems coverage most likely has options that will take care of some or all of the expenses. There are also financing strategies that can help manage the remaining costs.

Even if you are still tempted to put off seeking help due to financial considerations, think about this; the longer you allow an addiction to disrupt work and normal life balance, the more it will cost in the long run. It is not uncommon for an addict to spend away an entire reserve of resources obtaining a controlled substance. The money is wasted and gone. Addicts also have difficulty holding steady work. Lost wages from unproductive time will continue to cause financial damage. Debts obtained while struggling with an addiction also must be reconciled eventually.

Treating the addiction and returning to a normal productive life is far less expensive even with the cost of a treatment plan.

Allied Benefit Systems Coverage Options for Substance Abuse Treatment

Every addiction is unique, and a successful treatment plan often requires a specific solution. That makes it hard to estimate what exactly to expect during a program. For most, a period of detox is followed up with rehabilitation that includes counseling and therapy. Most plans to not cover ancillary costs like transportation or lost wage reimbursement.

Drug and alcohol detox is the process of eliminating toxins from the body. This process can take anywhere from three to fourteen days. For a drug addict, that means suffering through withdraw symptoms until they pass. Dangerous drugs like heroin have severe side effects. Patients can become violently ill, and may not have the strength to work through the process on their own.

Inpatient detox treatment will involve a hospital stay. Doctors will help to ease the symptoms as much as possible in order to give the addict the time necessary to heal. Dehydration is a danger during these times, and some addicts suffer permanent damage to their health as a result of their substance abuse. This requires the supervised care of a doctor.

For alcoholics and addicts of less powerful substances, the detox phase is less severe. Typically, there is a shorter period of becoming sober where the body naturally recovers and purges the foreign substance. After this stage of physically healing is completed, patients are ready to move on to therapy.

Inpatient treatment centers provide living accommodations for patients during their rehabilitation phase. You will live on the medical campus while you are in their care. Full time staff is present to help you, and you will have a quiet place to rest and reflect on the work you need to do.

Outpatient rehabilitation is an option for those that do not want or need the personal space. An addict receives the support and counseling needed during daily visits but lives at home or continues to work a regular job. These are not good options for those with more serious addictions, but may work for someone who has recognized the early signs of trouble.

The most effective method for treating drug and alcohol addiction is change. Successful recovery plans often require that patients travel to a new city and enroll in an inpatient treatment facility. This provides the opportunity to heal without being tempted to fall back into old habits. Finding a rehab center in another town or state is often necessary to finally beat an addiction.

What Amount of Time Does Allied Benefit Systems Cover for Treatment?

The length of time of your treatment will vary. Some alcohol and drug rehab centers are designed for inpatient treatment and others focus on outpatient services. Each will have a specific focus and strategy for dealing with addiction. Some are faith based, and others depend on 12-step programs. While you can adjust your treatment plan to fit within some of your own personal preferences, you must focus on a treatment center that has the best chance of helping you to succeed.

Addictions do not always heal entirely, but cravings can be managed and controlled. There is often an underlying issue that has triggered the dependency on a substance. Identifying the root cause and combating it should be the primary focus of any treatment plan. Long term therapy and counselling are the two most effective tools at your disposal.

As an addict, you will receive both group and individual therapy sessions. For these sessions to work, you must learn to be honest with yourself. You will be challenged to face some unpleasant truths. Many times the root causes of addiction are discovered to be:

  • Depression – Uncontrollable feelings of severe despondency or dejection
  • Childhood Trauma – Survivor of physical, emotional, or psychological abuse
  • Post-Traumatic Stress Disorder – A mental health disorder caused by witnessing a terrifying event
  • Bipolar Disorder – A mental disorder characterized by extreme alternating moods

Some of these problems are deeply seated psychological hurts that you need help with. They can be caused by external experiences you have had in life or they can be rooted in biological traits you have inherited. One of the reasons addicts often avoid seeking help is the discomfort of facing a fear. It can take some time to constructively work through more serious issues.

During your therapy, you will learn strategies for identifying triggers and coping with the problems you face. Education is a huge part of nearly any treatment plan. Being better informed helps you to make better choices about your life. Expect to spend time during your stay in rehab reviewing information about addiction in general as well as the specific type of addiction that you face. You will discover that you are not the first person to have this issue, and that there is a way to recover.

You will also analyze the way that you feel during the times that you are tempted. While it is preferable to always avoid situations where you will be confronted with your addiction, this is simply unrealistic. To function in the real world, you must also learn to be in the presence of substances you previously abused. This is especially challenging for alcoholics. Alcohol consumption is common and socially acceptable. When you return to your life after rehabilitation, you will need to be able to turn down offers that you would have indulged in previously.

When you finish your treatment plan, you are still going to need help. Support groups and routine follow up appointments are necessary to keep you on the right path. Just because you have control of your addiction for the moment doesn’t mean that addiction won’t take hold again if you let it. This is especially true for heroin addicts. More than any other addicts, heroin users have the highest rate of relapse.

Important Questions to Ask

Depending on where you live and what level of health insurance plan you have, Your Allied Benefits Systems Coverage will have resources you can use to put a plan together to beat addiction. Call and ask about detox and rehab for drugs and alcohol. Most plans will include inpatient and outpatient care. You will discover that you are also likely eligible for both detox and rehabilitation services. This can also include ongoing therapy and follow up visits.

Your Allied provider wants to work with you to create a cost effective plan for your treatment. Approval will depend on your circumstances and the medical necessity of services. This does not mean that you will be limited in treatment options. Instead, your insurance will help you to focus your efforts on the plan with the most realistic chance of succeeding. Your provider wants you to repair your life the first time through a treatment program and won’t steer you wrong.

There are some important questions you need to ask when first calling your insurance provider:

  • How much does my plan cover?
  • What will my out of pocket expenses be?
  • Will there be a deductible?
  • How long will I have to pay the uncovered portion of my treatment?
  • How does Allied determine a treatment plan?
  • What is the criteria for medically necessary therapy?
  • Do you recommend a treatment center for my specific situation?

Allied members also have access to Elite. This is a service that helps patients find the treatment and rehab centers that will work best for their situations. This service costs nothing, and there is no obligation to attend the program that is suggested.

Elite is an excellent resource that you should take advantage of. You can spend a lot of time researching and calling individual rehab centers yourself. Each center will subject you to a new sales pitch, and not all programs are optimal for every patient. Instead of being shoehorned into a treatment program that is not likely to succeed, consider the advice offered by this professional placement service.

Don’t put off seeking the help you need for addiction. Your Allied benefits are a resource you need to put to use right away. Make the call to 800-288-2078, and speak with a benefits customer service agent to find out what options you have. Get into contact with Elite Rehab Placement by following this link or by calling 888-673-0807 to discover which treatment facilities will work best for your situation.

If you are willing to do the work, an addiction can be overcome. Get started with recovery today.