Great West Insurance readily covers detox services for both drug and alcohol addiction, and often covers rehab as well.
A substance abuse problem is something that affects not just the life of the abuser, but also the person’s loved ones, and the community as a whole. Thanks to the Affordable Care Act and the Mental Health Parity and Addiction Equity Act there has been important changes that recognize addiction and substance abuse as a disease. As a result of these two laws, medical insurance providers now must offer the same coverage for addiction treatment as they do for mental health treatment. Great West Insurance is no different in that. What the two Acts have not stipulated is how treatment is covered and this means there are substantial variations between not just the insurance providers, but also between plans as well.
If you have a policy for Great West Insurance, it would be best to check with them what the exact coverage is that you can expect. This should be highlighted in your policy details, so do make sure that you have a copy of your policy. You can check the Great West Insurance website, or phone them and speak to a representative. Your inquiry will be treated with the utmost discretion and confidentiality.
The Recovery Place has stated that Great West Insurance is a widely accepted insurance provider in many different detox and rehab facilities across this country. However, what they cover will greatly depend on what policy and plan you have. As stated, you can contact the insurance company directly, or you can ask a detox and rehab facility that you are considering to make an insurance check for you. Either way, help is available to you, and a life free from addiction is possible.
Great West Insurance Coverage for Alcohol and Drug Rehab
If you have a policy with Great West Insurance, you will also be covered for drug and alcohol treatment. Their coverage is quite comprehensive and you will be able to choose from a wealth of facilities. This means you should be able to find the treatment facility that is just right for your particular needs.
The length of time you can stay in rehab will vary depending on your personal addiction history. Great West Insurance tends to cover quite a lot, but they may not cover everything, or perhaps not for as long as you would want. The Substance Abuse and Mental Health Services Administration has stated that 70% of people who entered a hospital inpatient treatment were able to complete rehab in 2006. This means that inpatient treatment is quite effective. For that reason, Great West Insurance also covers quite extensive treatment, because they know it will cost them less in the long run.
How Long Will Great West Insurance Cover Your Drug and Alcohol Treatment?
The length of treatment that somebody needs depends on their personal situation. This is why Great West Insurance expects its members to speak to a counselor at a rehab center that they want to attend. This conversation will be completely confidential and discreet. The counselor will consider your addiction history and personal history, and they will then make a recommendation to Great West Insurance in terms of how long you should be in treatment. They will review this and, if they agree with the recommendation, you will be ready to go to treatment.
71.0 percent individuals who have drank alcohol reported drinking within the past year; and 56.9 percent reported drinking within the past month.
Great West Insurance Coverage for Specialty Drug and Alcohol Treatment
One of the unique things about Great West Insurance is that they may allow you to remain in a luxury treatment facility as well, which is incredibly rare. These types of facilities offer upmarket amenities, which includes such things as:
- State of the art treatment and care techniques
- Private and luxurious patient rooms
- Professional chefs who cook gourmet meals
- Saunas, steam rooms, and swimming pools
If you go to an executive treatment center, you may also be able to receive these luxury amenities. Executive centers tend to be directed at executives and business people. This means that they can continue to meet their professional responsibilities, such as working remotely and staying in contact with their clients and other partners.
Nearly 700,000 adolescents were found to be diagnosed with an Alcohol Use Disorder within a single year.
Inpatient and Outpatient Insurance Coverage with Great West Insurance
Going to an outpatient rehab facility tends to be much cheaper than an inpatient one, but the downside is that the treatment is also less personalized. If you feel that you could benefit from an outpatient treatment you will have to attend a set number of times during the week while still being able to meet your domestic responsibilities and, sometimes, professional or educational responsibilities. This type of treatment is only recommended for those who do not have a severe addiction. For those whose addiction problem is more serious, inpatient treatment really is the only available option that is likely to be effective.
In a residential facility, you will have 24/7 care, and be constantly monitored by addiction specialists, doctors and counselors. Constant care means you can be 100 percent focused on your treatment, while at the same time being away from the environment in which your addiction was enabled. You wouldn’t have to deal with the usually stresses you have been exposed to on a daily basis, which allows you to focus on healing in a relaxed way.
You will be happy to know that Great West Insurance covers both inpatient and outpatient treatment. Don’t forget to speak with the admissions counselor and find out the recommendations.
75% of government costs due to alcohol use are attributed to the occurence of binge drinking.
Paying for What Great West Insurance Does Not Cover
Sometimes, your Great West Insurance policy will not cover all of your treatment, or they will not pay for some extra elements that you would like. At other times, you may want to stay in treatment for longer than what they have specified. Either way, there are options out there for you to meet the out of pocket expenses. You could inquire about payment plans with the facility itself, take out a loan, apply for grants, sell some of your assets or ask people who care about you if they would be willing to borrow you money. The most important thing is that you get the treatment that you need. By calling (866) 578-7471 you can determine what your insurance plan covers to make a decision on how you will proceed with your rehabilitation.