Guide to Harvard Pilgrim Health Insurance Coverage for Addiction Treatment

Last Edited: December 23, 2020

Patricia Howard, LMFT, CADC

Clinically Reviewed

All of the information on this page has been reviewed and certified by an addiction professional.

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Being in the grips of a drug or alcohol addiction is incredibly difficult. Even harder is coming to the decision that you need treatment in order to beat your addiction. You are faced with yet another problem, which is how you will be able to pay for the treatment. You need to go to rehab in order to get clean and the fact that this will cost money can cause a considerable amount of stress. If you have Harvard Pilgrim health insurance, then there are some provisions in place to help you cover some, or maybe even all, of the associated costs. Finding out exactly what your policy will and will not cover can take quite some time. Insurance providers use the standard Levels of Care used by rehab facilities to structure their policies. This means that the first thing you have to do is understand the various LoC’s that exist.